HAR GHAR MUTUAL FUND
Start with ₹100.
Grow forever.
Simple mutual fund investing for every Indian — backed by years of trusted financial expertise and ₹700+ Cr in guided investments
भारत का अपना म्यूचुअल फंड ऐपSEBI Registered AMFI ARN - 39470
NIFTY 5022,419.95▲ 0.34%
SENSEX73,667.96▲ 0.28%
NIFTY MF8,214.40▲ 1.12%
Plan your Wealth
Frequency
Total Invested
₹0
Est. Returns
₹0
Total Wealth
₹0
*Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Why Mutual Funds beat Fixed Deposits
Side-by-side: where your ₹1,000/month goes over 10 years
Fixed Deposit
6–7%
average annual returns
❌ Taxed as income (up to 30%)
❌ Rigid lock-in period
❌ No flexibility to withdraw
❌ Returns barely beat inflation
₹1,000/mo × 10 yrs ≈ ₹1.67 Lakh
VS
Mutual Funds via MF Bharat
12–15%
historical annual returns*
✅ LTCG tax benefit (12.5% only)
✅ No lock-in (Except ELSS & Solution Oriented Funds)
✅ Flexible SIP & withdrawal
✅ Beat inflation, build real wealth
₹1,000/mo × 10 yrs ≈ ₹2.32 Lakh
*Historical returns. Past performance does not guarantee future results. Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.
Assets Under Management Live
₹500 Cr+
₹0₹500Cr₹1000Cr
50% to next milestone — ₹1,000 Cr
2.4 L+
Investors
500+
Cities
4.8★
App Rating
Start investing in 60 seconds
Just your PAN card and phone number. 100% paperless, no branch visits.
✓
2.4 L+
Investors
500 Cr+
Managed
Trusted by India's Leading AMCs
LIC
SBI Mutual Fund
ICICI Prudential
HDFC Mutual FundSBI Mutual FundHDFC Mutual FundICICI Prudential
Nippon India
Axis Mutual Fund
Kotak Mutual Fund
DSP Mutual Fund
Mirae AssetSBI Mutual FundHDFC Mutual FundICICI PrudentialNippon IndiaAxis Mutual FundKotak Mutual FundDSP Mutual FundMirae AssetWhat our investors say
R
"Mujhe pehle invest karna bahut complicated lagta tha. MF Bharat ne sab aasan kar diya. Ab ₹500 se start kiya hai, aur returns dekh ke khushi ho rahi hai!"
P
"The 60-second KYC is actually real! I set up my SIP on my lunch break. No branch, no queue, no headache. My FD money has now moved here."
A
"Started with ₹100 just to test. Now investing ₹3,000 every month. The calculator showed me exactly how much I was losing keeping money in a savings account."
Questions? We've got answers.
Most mutual funds have no lock-in period — you can withdraw anytime. The only exception is ELSS (tax-saving) funds which have a 3-year lock-in, helping you save tax under Section 80C. After 3 years, you can redeem freely with no penalty.
For equity mutual funds, money is credited to your bank in 2–3 working days (T+2). For debt funds, it's usually T+1. You redeem directly from the app — no branch, no forms, no delay. Easy hai!
SIP (Systematic Investment Plan) is like an auto-debit for your investments. Fix an amount (as low as ₹100) and a date — we automatically invest it in your chosen fund every month. No market timing needed, and you benefit from rupee cost averaging over time.
Yes! MF Bharat is a SEBI-registered mutual fund distributor (AMFI ARN: 39470). Your money is invested directly with SEBI-regulated AMCs like SBI, HDFC, and Mirae — not held by us. Even if MF Bharat shut down, your fund units stay with the AMC, completely safe.
Start a SIP from just ₹100 per month. For one-time lumpsum investments, most funds have a minimum of ₹500–₹1,000. No hidden charges, no minimum balance. Pause or stop your SIP anytime — no questions asked.
Your investments are held directly with SEBI-regulated fund houses (AMCs), not with MF Bharat. We are a registered distributor — we help you invest, but your units are always in your name at the AMC. Market-linked returns do carry risk, which is why long-term investing in diversified funds is recommended.